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Agreement
Loan Agreement
1. Conditions and Contracts:(1) After the borrower receives the loan balance, it is not applicable to illegal things / gambling / drug bad behavior, etc.
(2) The proof of matter must be completed within 1 day. , if the borrower fails to buy insurance certification within the specified time. Companies must submit documents for lawyers to intervene in the preliminary investigation. and will contact the guarantor in advance for investigation.
(3) After the new borrower is approved, it must have a guaranteed reserve fund or purchase credit insurance from the company. In order to check whether the new customer can pay off the debt after getting the loan amount. (For borrowers who have paid installments with the company, no mortgage or credit insurance is required.)
(4) After signing the contract If the company finds any abnormal behavior or blacklist. The company will have the right to suspend the borrower's loan. and within 3 days to check and find a solution to the internal problem, Otherwise, the company has the right to refuse this contract.
(5) Results from bank approval, if it is not convenient for each borrower to use the securities as collateral for the loan. The company will be exposed to the risk of making loans to borrowers.
Therefore, the financial liquidity of the "borrower" needs to be checked. Lenders must submit a loan amount deposit, which is approximately 10% - 20% of the loan amount.
(depending on the credit department again) to create a credit history that demonstrates the lender's ability to pay off the loan.
(6) The Borrower undertakes that, if the Borrower agrees to the Agreement, if the Borrower fails to comply with the contract, for whatever reason, The lender has the right to terminate the contract and require the borrower to pay principal and interest. Borrowers are required to pay damages in various court costs including attorney fees and litigation. If the borrower cancels the contract must pay 30% - 50% of the loan amount. paid to the lender.
《User Service Agreement》
“Instalment Agreement”, The Lender And The Borrower Agree To And Jointly Abide By This Agreement. Adhering To The Principles Of Equity, Voluntary, Honesty And Reputation, There Is No Consensus, This Small Loan Agreement Is Signed And Ensures Compliance And Performance By The Parties.Article 1 Loan Form: Use An Unsecured ID Card To Request A Loan.Article 2Premium Interest Rate:
Article 1
Loan Form: Use An Unsecured ID Card To Request A Loan.
Article 2
Premium Interest Rate:Interest Rates, Fines, Service Charges Or Any Fees. Total Not More Than 25% Per Year.
Article 3
During The Loan Tenure, The Borrower Has To:
(1) Pay Interest At The Same Time.
(2) To Give Capital On Time.
(3) If It Is Not Possible To Borrow Money From The Account Due To The Borrower S Problem, The Borrower Should Cooperate With The Lender To Finalize The Payment.
(4) Comply With All The Terms Of The Contract.
Article 4
(1) In the case of online borrowers without collateral, The lenders run the risk of lending. Borrowers must show their financial status to the company to confirm their ability to repay their debts. The borrower will withdraw the full amount of the loan account.
(2) After Signing This Contract, Both The Borrower And The Lender Must Comply With All Requirements Of The Contract. If Either Party Breaches The Contract, The Other Party Has The Right To Sue In Court. The Party Not Complying With This Will Have To Pay A Fine Of 50 Percent Of The Installment Amount If It Does Not Object.
(3) In The Event That The Credit Transfer Cannot Be Resolved Due To The Problems Of The Borrower, The Lender Has The Right To Request The Borrower To Assist In Handling It. After Completing This Operation, The Lender Has To Transfer The Funds.
(4) The Borrower Shall Repay The Loan Principal And Interest Within The Period Specified In The Contract. If The Borrower Wants To Apply For Loan Extension, He/She Has To Disburse It 5 Days Before The Contract Period.
Article 5
Lending: Before Granting A Loan, The Lender Has The Right To Consider The Following Matters And Take A Decision To Grant The Loan As A Result Of The Review:
(1) The Borrower Has Entered Into This Agreement Completion Of Legal Formalities (If Any) Relating To The Loan Under The Act, Such As Regulatory Delivery Of Government Permits, Approvals, Registrations And Relevant Laws;
(2) Whether The Borrower Has Paid The Costs Associated With This Agreement (If Any);
(3) Whether The Borrower Has Complied With The Loan Terms Specified In This Agreement;
(4) Whether The Business And Financial Position Of The Borrower Has Changed Adversely;
(5) If The Borrower Breaches The Terms Specified In This Agreement.
Article 6
(1) The Borrower Cannot Use The Loan For Illegal Activities. Otherwise, The Lender Reserves The Right To Require The Borrower To Repay The Principal And Interest Promptly And The Legal Consequences Shall Be Borne By The Borrower.
(2) The Borrower Shall Repay The Principal And Interest Within The Period Specified In The Contract. For The Overdue Portion, The Lender Is Entitled To Recover The Loan And Collect 5% Of The Total Amount Due.
Article 7
Modification Or Termination Of Contract: In All Of The Above Provisions, Neither Party Is Permitted To Modify Or Terminate The Contract Without Permission. When Either Party Wishes To Bring To The Fore Such Facts In Accordance With The Provisions Of The Law, He Must Notify The Other Party In Writing In Time For The Settlement. After This Agreement Is Modified Or Terminated, The Borrower Shall Repay 30% To The Principal And Interest In Accordance With The Terms Of This Agreement.
Article 8
Dispute Resolution: Both Parties Agree To Amend The Terms Of This Agreement Through Negotiation. If The Negotiations Do Not Agree, You Can Ask The Local Arbitration Committee To Mediate Or Bring The Matter To A Local Court.
Article 9
The Lender Assumes The Credit Risk Of The Borrower. Due To The "New Corona Pandemic", The Central Office Requires Borrowers To Purchase Personal Accident Insurance. If The Borrower Is Unable To Repay The Loan On Time Due To Force Majeure, The Lender May Ask The Insurance Company To Assist In The Payment Of The Borrower S Loan And The Loan Should Be Transferred To The Borrower S Account. Borrowing Is Specified In The Internal Contract. Half An Hour After The Purchase, If The Borrower Signs The Contract But Does Not Comply With The Terms, The Company Considers It A Serious Fraud And Will Take The Credit Dispute To The People S Court. The Anti-Contract King Is Also Presented. After Purchase, If The Lender Does Not Lend On Time, The Borrower Has The Right To Sue Directly In The Local Court.
Article 10
This Short Loan Agreement Takes Effect From The Date Of Its Signing By Both Parties (Including The Electronic Agreement). The Text Of The Contract Has The Same Legal Effect. The Lender And Borrower Keep A Copy Of The Contract.
Lender: Credit
Article 1
Loan Form: Use An Unsecured ID Card To Request A Loan.
Article 2
Premium Interest Rate:Interest Rates, Fines, Service Charges Or Any Fees. Total Not More Than 25% Per Year.
Article 3
During The Loan Tenure, The Borrower Has To:
(1) Pay Interest At The Same Time.
(2) To Give Capital On Time.
(3) If It Is Not Possible To Borrow Money From The Account Due To The Borrower S Problem, The Borrower Should Cooperate With The Lender To Finalize The Payment.
(4) Comply With All The Terms Of The Contract.
Article 4
(1) In the case of online borrowers without collateral, The lenders run the risk of lending. Borrowers must show their financial status to the company to confirm their ability to repay their debts. The borrower will withdraw the full amount of the loan account.
(2) After Signing This Contract, Both The Borrower And The Lender Must Comply With All Requirements Of The Contract. If Either Party Breaches The Contract, The Other Party Has The Right To Sue In Court. The Party Not Complying With This Will Have To Pay A Fine Of 50 Percent Of The Installment Amount If It Does Not Object.
(3) In The Event That The Credit Transfer Cannot Be Resolved Due To The Problems Of The Borrower, The Lender Has The Right To Request The Borrower To Assist In Handling It. After Completing This Operation, The Lender Has To Transfer The Funds.
(4) The Borrower Shall Repay The Loan Principal And Interest Within The Period Specified In The Contract. If The Borrower Wants To Apply For Loan Extension, He/She Has To Disburse It 5 Days Before The Contract Period.
Article 5
Lending: Before Granting A Loan, The Lender Has The Right To Consider The Following Matters And Take A Decision To Grant The Loan As A Result Of The Review:
(1) The Borrower Has Entered Into This Agreement Completion Of Legal Formalities (If Any) Relating To The Loan Under The Act, Such As Regulatory Delivery Of Government Permits, Approvals, Registrations And Relevant Laws;
(2) Whether The Borrower Has Paid The Costs Associated With This Agreement (If Any);
(3) Whether The Borrower Has Complied With The Loan Terms Specified In This Agreement;
(4) Whether The Business And Financial Position Of The Borrower Has Changed Adversely;
(5) If The Borrower Breaches The Terms Specified In This Agreement.
Article 6
(1) The Borrower Cannot Use The Loan For Illegal Activities. Otherwise, The Lender Reserves The Right To Require The Borrower To Repay The Principal And Interest Promptly And The Legal Consequences Shall Be Borne By The Borrower.
(2) The Borrower Shall Repay The Principal And Interest Within The Period Specified In The Contract. For The Overdue Portion, The Lender Is Entitled To Recover The Loan And Collect 5% Of The Total Amount Due.
Article 7
Modification Or Termination Of Contract: In All Of The Above Provisions, Neither Party Is Permitted To Modify Or Terminate The Contract Without Permission. When Either Party Wishes To Bring To The Fore Such Facts In Accordance With The Provisions Of The Law, He Must Notify The Other Party In Writing In Time For The Settlement. After This Agreement Is Modified Or Terminated, The Borrower Shall Repay 30% To The Principal And Interest In Accordance With The Terms Of This Agreement.
Article 8
Dispute Resolution: Both Parties Agree To Amend The Terms Of This Agreement Through Negotiation. If The Negotiations Do Not Agree, You Can Ask The Local Arbitration Committee To Mediate Or Bring The Matter To A Local Court.
Article 9
The Lender Assumes The Credit Risk Of The Borrower. Due To The "New Corona Pandemic", The Central Office Requires Borrowers To Purchase Personal Accident Insurance. If The Borrower Is Unable To Repay The Loan On Time Due To Force Majeure, The Lender May Ask The Insurance Company To Assist In The Payment Of The Borrower S Loan And The Loan Should Be Transferred To The Borrower S Account. Borrowing Is Specified In The Internal Contract. Half An Hour After The Purchase, If The Borrower Signs The Contract But Does Not Comply With The Terms, The Company Considers It A Serious Fraud And Will Take The Credit Dispute To The People S Court. The Anti-Contract King Is Also Presented. After Purchase, If The Lender Does Not Lend On Time, The Borrower Has The Right To Sue Directly In The Local Court.
Article 10
This Short Loan Agreement Takes Effect From The Date Of Its Signing By Both Parties (Including The Electronic Agreement). The Text Of The Contract Has The Same Legal Effect. The Lender And Borrower Keep A Copy Of The Contract.
Lender: Credit
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